Financial & Operating Partner for Growing SMBs
Your numbers should
drive decisions.
Most small businesses have bookkeeping. Very few have financial intelligence. We deliver both: clean books, a custom monthly report, and clear recommendations so you know where you stand and what to consider next.
Built for service businesses, professional practices, agencies, and SMBs doing $250K–$10M in revenue
You have numbers. You don't have answers.
Your bookkeeper tells you what happened. But when it's time to make a decision about hiring, pricing, or investing, you're going on gut feel.
Without Financial Intelligence
- P&L sits in a folder. You check it quarterly at best.
- Cash flow surprises hit when it's too late to course-correct.
- Pricing and hiring decisions based on gut feel, not data.
- Your bookkeeper records transactions. Nobody explains what they mean.
- No budget variance tracking, no benchmarks, no forward-looking projections.
- No operational metrics. No way to know if you're trending up or down.
With Fulcrum
- Custom 6-page monthly report with written analysis.
- 13-week rolling cash flow projection updated weekly.
- Budget vs. actuals variance analysis so you see where you're off plan.
- Financial and operational metrics tracked and trended over time.
- Written recommendations every month with specific next steps.
- Vendor network, recruiting access, and consulting priority included.
The Onboarding Process
From first call to monthly intelligence in 6 weeks. Your total time investment: ~3 hours.
Book a Call
30 minutes to talk about where you are, where you want to go, and whether we're the right fit.
6-Week Setup
We get your books current, configure your operational metrics, build your reporting dashboard, and set up cash flow projections. Most of the work is on our side.
Intelligence Delivered
By business day 10, you get a custom report with analysis, operational metrics, cash flow projections, and recommendations. Every month.
Our Offerings
The Strategic Stack
Financial clarity as the foundation, with the right people and strategic direction when you need it.
Financial Intelligence
The MembershipClean books, a custom monthly report with operational metrics, cash flow projections, budget variance analysis, and written recommendations. Plus access to our vendor network, preferred recruiting rates, and priority on the consulting waitlist.
$1,500/mo
See What's Included →Your Membership Includes
- Monthly bookkeeping & closed books
- 6-page financial intelligence report
- Operational metrics tracking (customized to your business)
- 13-week cash flow projection (weekly)
- Budget vs. actuals variance analysis
- Vendor network access
- Preferred global recruiting rates
- Priority consulting waitlist
The Operating Side
Your report shows the problem. We solve it.
When your monthly report surfaces that labor is your biggest cost lever, we don't just flag it. We fix it. Full-time global professionals sourced, vetted, and placed at 50-70% less than local hires. Not freelancers or shared VAs. Dedicated team members who work exclusively for you.
Explore Global Recruiting →3 Hiring Models
-
Headhunting
One-time placement fee. Standard: 20% | Member: 10%
-
Employer of Record
We handle payroll, compliance & HR. Standard: 25% | Member: 15%
-
Premium Managed
Full support + performance tracking. Standard: 35% | Member: 25%
90-day replacement guarantee on every hire
Vendor Network
Pre-vetted, pre-negotiated specialists ready when you need them. CPAs, attorneys, marketing, web development, CRM setup, and workflow automation.
See the Network →Strategic Consulting
WaitlistHands-on partnership with a 90-day Strategic Blueprint, weekly syncs, and execution accountability. FI members get priority waitlist access.
Join Waitlist →Why Fulcrum?
Your bookkeeper records transactions. We turn those transactions into decisions. That's the difference.
Intelligence, Not Just Data
Your bookkeeper records transactions. We turn those transactions into a monthly report with analysis, operational metrics tailored to your business, and written recommendations you can act on.
Everything Connected
Your financial data informs your hiring plan. Your recruiting knows your budget. When one team handles both, nothing falls through the cracks.
Built for SMBs
We work exclusively with small and mid-sized businesses. The tools, reports, and advice are built for owners making real decisions with real constraints.
Real Results
A therapy practice discovered contractor costs had crept to 51% of revenue. Our monthly report surfaced the trend 3 months earlier than their old reporting. They renegotiated terms and saved $4,200/month.
Therapy Practice — 12 providers
A professional services firm had no idea their cash position dropped 40% every February. Our 13-week cash flow projection gave them 8 weeks of advance warning. They secured a line of credit before the crunch hit.
Professional Services — $2.1M revenue
Common Questions
Service businesses, professional practices, agencies, and SMBs doing $250K–$10M in revenue. We use QuickBooks Online and do cash basis accounting.
Bookkeeping tells you what happened. Financial Intelligence tells you what it means and what to consider doing about it. You get clean books plus a custom monthly report with operational metrics, cash flow projections, trend analysis, and written recommendations. Think of it as the difference between a rearview mirror and a GPS.
During the 6-week onboarding, you'll invest about 2-3 hours total. After that, you spend about 30 minutes a month reviewing your report and recommendations. We handle the heavy lifting so you can focus on running your business.
6 weeks from when we start. The first few weeks are spent getting your books current and building your custom reporting framework. After that, reports are delivered by business day 10 of each month.
You get a dedicated team: a bookkeeping specialist, a financial analyst, and an account lead. The bookkeeper keeps your books clean, the analyst builds your reports and writes the recommendations, and your account lead makes sure everything is delivered on time and your experience is seamless.
Financial Intelligence gives you the data, the analysis, and the recommendations. Strategic Consulting is a hands-on partnership where we help you execute. Think of FI as the map and consulting as having a co-pilot who helps you drive. Consulting clients get a 90-day roadmap, weekly check-ins, and direct accountability partnership.
Ready for clarity?
Schedule a 30-minute call. We'll talk about your current bottlenecks and whether Financial Intelligence is the right solution.
Book a Call